贷款 — meaning in English: loan

dàikuǎn · Learn this word with quizzes, examples and more on Maspeak.

Guess the translation for loan

磨

mó

课堂

kètáng

绘画

huìhuà

贷款

dàikuǎn

索赔

suǒpéi

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neutral common

Usage

Native speakers use the word 贷款 (dàikuǎn) frequently in conversations about personal finances, especially when discussing buying a home or starting a business. It's common to hear this term in banks, financial institutions, or even casual discussions among friends considering loans for significant purchases.

Synonyms & nuances

While 贷款 (dàikuǎn) generally refers to loans in a financial context, another term, 借款 (jièkuǎn), emphasizes the act of borrowing specifically from friends or family. You would choose 贷款 (dàikuǎn) when referring to formal loans from banks or institutions.

Culture

The word 贷款 (dàikuǎn) combines '贷' (dài), meaning 'to lend,' and '款' (kuǎn), referring to 'money' or 'funds,' reflecting the concept of lending money. In China, loans play a crucial role in the rapidly growing economy, and the idea of getting a 贷款 has become a common part of life for many citizens, especially among young professionals aspiring to own property.

FAQ

Q.What are the different types of 贷款 in Mandarin?

In Mandarin, you can find various types of 贷款, such as 房屋贷款 (fángwū dàikuǎn) for housing loans, and 商业贷款 (shāngyè dàikuǎn) for business loans. Each type caters to specific financial needs.

Q.How do I ask for a loan in Mandarin?

To ask for a loan, you can say '我可以申请贷款吗?' (Wǒ kěyǐ shēnqǐng dàikuǎn ma?), which means 'Can I apply for a loan?' This phrase is useful in a bank or financial setting.

Q.Are there any common mistakes when using the word 贷款?

Many learners confuse 贷款 (dàikuǎn) with 借款 (jièkuǎn), leading to errors in context. Remember, use 贷款 for formal loan situations and 借款 when discussing informal borrowing.

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Chinese (Mandarin) 2000